Monday, September 16, 2013

Can I Get A What! What!?

I know I know I know!
You're not supposed to get your hopes up but we have had a breakthrough!

I think this deserves a reserved fist pump from the audience. 
Here are some examples:




So I bet you're wondering what you're celebrating.

Tonight I grabbed Quicken Loans by the... ... ... collar and requested some firm numbers and information on what was going to be happening with this house. My poor stomach can't handle anymore ulcers and you all can't handle anymore posts about my mental health. 


We have decided to go with an FHA loan which means more money on the table at closing... which means we'll be broke for a while but we'll have a house with a monthly mortgage payment of $375 a month. The town home we were prepared to rent was almost double that. 

At first we were unsure about our ability to afford an FHA due to the fact that it requires 10% at closing but our seller agreed to pay 1500, we have already paid a $500 earnest money deposit and $400 for an appraisal. Also the guy from Quicken, after hearing my, we'll call it "patriarchal mimicry", offered us lender credits for closing. I feel like flexing. 

Benefits of the FHA loan:
  • We won't have to wait for 30 days of pay stubs to close!
  • We won't have to live with my poor in-laws for longer than a month!
  • My mother in law won't have to spend enough time with me to eventually hate me!!!... too much.

She already tells me I'm a 'northerner' because I leave the peels on my mashed potatoes and fry my fresh green beans in soy sauce instead of making boiled mashed fatback beans... but she loves me... for now.
  • I can sign Haddie up for a definite school as soon as we move and she can assimilate sooner. 
  • I'm still going to apply for jobs, but I'm not nearly as anxious about finding one. I'm not experienced in anything except coffee,retail and non-profits that serve coffee.
  • I just wanted to add another dot... ok better



Celebrate with me!! Give me a fist pump! 

(Post pictures on our Facebook if you're not a chicken)

Night Y'all xoxo



Friday, September 13, 2013

Gooses, Geeses, I Want A Goose That Lays Gold Eggs For Easter...AKA My Search for Church.

I spent some time hanging out with a good friend this evening. 
When she and I say we're going to "hang out for a while.." we actually mean six hours of analyzing the way the world works around us and what it means. Sue me. 

She was a mentor of mine for many years in my church, and someone with a real heart for others.  The subject inevitably came around to her current church family and easily transitioned into the subject of bringing Haddie to church so that she could develop stable friendships. I want her to have Christ-like people in her life. I want her to know what it means to give unconditional love because she received it.

I haven't attended church in a while because Andy and I aren't married. We live together and have zero problems with our lifestyle. Unfortunately, many in the church do. Some will say, "Oh they won't treat you any differently..." but there's always that look when you say you've been praying, like, "Yeaaah.. praying... with what? Your tarot cards?"

I cannot judge those who choose alternative lifestyles and it's difficult for me to spend large amounts of time with those who do. The more questions I develop, the more I realize that if Jesus were here, he'd love them so much that he'd take their hand no matter how "dirty." 

Gay. Straight. Wiccan. Atheist. American. Muslim. 

Christ would look them in the eye with sincerity and treat each person with the utmost respect because they are made of skin and bones. They have souls. They breathe air. We are humanity and we are each a quilt of what others have sewn into us.

When I talk about church I feel like Veruka Salt.
I list qualities I want. I want I want I want. I feel so selfish.
Some of my education has done this to me. Some personal experiences.
Tonight as I was looking online for churches in the Triad, my heart sank. 
Cliche's, "Christianese", Imperfect people putting on a mask of perfection. 

 I told some of the Christians in my "inner circles" about my traumatic experience and their reactions were

"Well that's why I don't drink.."

"I told you living like that was a mistake....I mean I'm sorry it happened but.. I mean you've gotta know.. you were kinda asking for it..."

"Have you prayed about it?"

"So are you going to keep it?"

"God has a plan..."

"You asked for that to happen to you. You shouldn't have made those decisions."

"You should go to Bible study." 

Sometimes I think Christians need a real world study.

When every ounce of hope is ripped from your fingers, and you're in so much pain you can barely breathe to walk to your car to get away... Bible study? 
Bible study didn't get you home that night. 

 The scene replays over and over in your mind as you tell your friends and family. Each time, it's like your nerves become alive and you can feel it all happening again.
God planned... that?
You feel like running into the bathroom and locking the door. 
At least they can't hurt me. No one can hurt me if I don't exist anymore. 
I can't be a screw up anymore if... I would just... take.. those.. pills.

Yeah. I needed a bible study. Actually, I needed a hug, a professional therapist, and stable, unconditional love.

To be fair, not all hope has been lost. 

One person from my family came up and hugged me tight. So. Tight. 
She cried and hugged me for so long in front of the entire family, like she was trying to absorb some of my pain. No apologies. Just love.
That's a Christian. 

One sat across the table from me and listened as I spoke. One of the least overtly emotional people I know, tears were glistening down her cheeks. No words of wisdom. No cliches or cheerful quips to send me on my way. We just sat there a while and I knew my heart was safe being opened to her. I was feeling safe for the first time in a while. 

One special person in particular woke me up every time I had a nightmare and held me as I cried. He turned on the light, took my face in his hands, and brought me back to reality. Booze, Tattoos and Cursing like a sailor, that man is one of the most Christ-like people I know. He has to be. He forgives me over, and over, and over... and loves me like he did the day we met in the concourse at Norfolk International Airport. A quiet smile. A kiss and a hand to hold.

I could attend a church today, not because of all of the out-spoken, self-proclaimed christians but because of the Christ-like individuals I have encountered these last few months. Most of whom, don't go to church. Atheists, Buddhists, Gays... humans who have chosen to be better versions of humanity have given me hope that, somewhere out there, there is a group of Christ-followers who would welcome my family with open arms. 

This post was not intended to bash or insult those who call themselves followers of Christ. It was merely meant to explain why some of the most broken individuals choose to avoid church. For fear someone may break what's left. I'm a terrible Christian but I am sharing my story because in every church I have attended, they wanted to know how they could show others what it was like to have a family.

 Be a family. Love unconditionally.  
Be. Like. Christ.

Thursday, September 12, 2013

This Post is About The Dog

I figured I'd make it simple for you folks who don't care about my dog.


I'm becoming one of those Instagrammers who posts pictures of their dogs 24/7.. but dawwww isn't she cute?! She's pondering her little doggie existence. 


First I wanted to share with you my Petsmart Grooming experience. I'd give it a 9/10 purely because I hate numbers and nothing ever gets a 10. 

Price: Reasonable I paid $46 for a 60 pound short haired dog. Prices vary for size, hair length and add on packages.

Product: I purchased the hound package along with the "Brett Michaels Rockin Top Dog Package" Not because I have an affinity for Brett Michaels, simply because the cologne spray that comes with it is heavenly..

Service: I went to the Suffolk/Harbor View (Virginia) PetsMart in hopes that the higher income clientele would have encouraged them to hire more upstanding individuals. My groomer was Brie. She was fantastic. Buttercup took to her quickly and calmly went with her. When I picked Buttercup up, her tail was wagging and she ran straight for me. 

When you pick up your dog PetsMart gives you a report of all of the services the dog received as well as commentary and suggestions from the groomer.
Some comments Brie made we had been aware (dry skin) of but something she brought to our attention was Buttercup's right ear. She has a severe over production of wax, which lead the groomer to believe she may have a yeast infection.

Well you guys know, we're moving in a week. There is no way we can afford a vet bill right now. We have plans to take her Monday the 23rd. I made Andy promise.
So I had to go online and find some home remedies that could possibly ebb the spread of the possible yeast infection so that Buttercup wouldn't be in even worse shape on Monday due to our negligence. 

A few things I found: 
 
Garlic can be used as an antiseptic. Soak a fresh clove of garlic in olive oil overnight. In the morning, apply a few drops of the olive oil to the inside of the affected ear. Do this twice a day for at least a week.

Vitamin E Oil-  Use a syringe to place a few drops inside the ear for pain relief. (Break open a Vitamin E capsule)

Vitamin C- A daily vitamin C supplement in a dog's food can help to calm  the inflammation in the ear canal. Although one should always check with your vet before administering vitamins to your 
dog, because Vitamin C is water soluble, and any extra will simply come out in her urine, 
I researched the proper dosage for her weight (500mg/day) and have watched her daily to see the results. I suggest speaking to the vet though, many vitamins are fat soluble and can hurt the dog if they are taking too much.

Vinegar- Vinegar is acidic, so it efficiently battles the buildup of yeast bacteria in the ear. You can use Apple Cider Vinegar or White, it doesn't matter. First you clean out your dog's ears with the ear wash you can find at any local pets store. Afterward, wipe out any extra moisture with a tissue. Make a mixture of half water/half vinegar and soak a cotton swap to gently apply to the inside of the dog's ear. 

Buttercup loathes it. She runs the other way if I sit on the couch and call her to me. Heh. Poor kid.. between the Flea medication/Peppermint extravaganza and this... she'll be scarred for a while. It's a big deal to me to keep this under control until we can get her to a vet. I'm hoping the vet won't scold me. 

She's laying on the couch next to Andy while he does his piles of German homework and hasn't shown any signs of pain or discomfort as of yet. 

Well folks....

 I have been up since 4 am.. and I think it's about time for some shut eye...
but first.... dawwwww... 




Long Time No Share Lots of Personal Information on the Internet..

The dogs are walked.
Augie is fascinated by his Baby Einstein movie in his bouncy seat.
Haddie is still at her Daddy's house. 
Who knew that having a 4 year old out of daycare could be so exhausting? 
If any mom's want to set up a play date before we leave... I will fall over trying to get there.
Laundry is started and folded.
Dishes are done. 
Hopefully now I can sit down and catch everybody up.

Some information I have learned recently:

*Do not Use Quicken Loans as a mortgage lender

*No matter how much you prepare for something, 
educate yourself and organize your life, home 
purchases have too many variables, they will never
be simple.

*I have an incredibly high tolerance for stress.
No nervous breakdown as of yet.

When we first called Quicken Loans the day we made an offer on our home, Nigel Levy (yes I'm calling him out. I don't like the man much) told us that Andy's alimony would not be counted against him when buying the home because he and his ex-wife had agreed to end it as soon as she moved in with her fiancĂ© (co-habitation=no alimony), which would be 2-3 months. No big deal. 

We made an offer. We paid the earnest money deposit. We asked for a VA inspection as soon as possible because we wanted to know that everything was going to be fine with the home. We got it. We paid $400. The inspection came back great. Three simple fixes... windows had to be scraped and painted, some power washing, and the door to the crawl space had to be replaced...

No more than $1000 worth of work if the seller paid someone to do everything. We are perfectly willing to accept a counter offer for slightly more to compensate for that. The appraisal came back at 58k which means if we purchased the home we would have 8k in equity to make aesthetic changes. 
We got the email back around 9pm, Monday. I cried I was so happy.

Andy put in his two weeks last Friday. He accepted a job in Greensboro making what he's making now but he will be driving 2 hours less per day for his commute. I am so excited to establish something tighter with his boys. Everything was going so good. 

The underwriters for Quicken called us 2 days ago. The home that Andy's name is still on is going into foreclosure and they wanted to know what he had to say about it. He had a divorce decree that relieved him of all responsibility. In that divorce decree, was an alimony statement. They told us that we have to have legal proof of the ending of alimony by closing for them to give us the house. 

I feel.... cheated. We have been nothing but honest about our financial situation with these people. We made life decisions based on their word. We're uprooting our family September 21st and moving in with Andy's parents with Haddie and Augie until we can straighten this whole mess out. 

Two adults+Two elderly adults+Two kids under 5+2 dogs+2 dogs= Oh. MY. God.
His parents are being insanely cool about it. 

We got our U-haul from Colonial Heights,VA for $305 for the initial rental. .40/mile over 261 miles which is what it takes to get from Colonial Heights to High Point. With a 20 foot truck rental, we were given a 10 x15ft storage unit for free. After the first month it will be 100/month which means we will be looking for something to rent in Greensboro as a back up. We found a 3 br town house for more than twice what we would be paying for the mortgage at Denny St. 

I'm heartbroken. 
I'm overwhelmed. 
I'm confused. 
I'm tired. Augie got up at 4 am. 

What on earth do you do when you put all of your eggs in one basket and some douche bag decides to come step on them? Make some french toast and pray they haven't stepped in dog poop recently.

Speaking of dog poop. I promised a blog about Buttercup's health issues and what I've been doing to combat them until we can get her to a vet.. I'll have to do that tomorrow. 

We have a date to talk to the Underwriter from Quicken today. He offered us an FHA loan with more down at closing but we've been budgeting for the VA so we're unsure that we can afford it. Andy is going to make it a three-way call and if he decides to be nice about things, I have plans to give the man a piece of my mind. If Evil Underwriter is unwilling to discuss it, I will file a formal complaint with the company. 

I have a big mouth, but I'm usually all bark and no bite. Not in this case. We have made promises to sellers. To back out because we can't get the financing gives others cause to question our integrity.
 I do not appreciate that in the least. 

I'll keep you posted.